Meet The Author
Stephanie Glover is a veteran, entrepreneur, educator, and financial wellness advocate whose life journey shaped the foundation of the 4Leaf Clover Financial System. Her story is not one of perfection, but one of growth, discipline, and transformation.
After graduating high school, she entered the United States Air Force,serving as a Human Resource (HR) Specialist where she helped design and manage HR programs for Airmen and their families. Early in her career, Stephanie faced serious financial challenges; so severe that poor money management nearly ended her military
The 4Leaf Clover is the culmination of that journey. This book is about peace of mind and creating financial wellness through simple, intentional daily habits. Stephanie believes managing money shouldn’t feel overwhelming or stressful; it should feel empowering. is a veteran, entrepreneur, educator, and financial wellness advocate whose life journey shaped the foundation of the 4Leaf Clover Financial System. Her story is not one of perfection, but one of growth, discipline, and transformation.
After graduating high school, she entered the United States Air Force,serving as a Human Resource (HR) Specialist where she helped design and manage HR programs for Airmen and their families.
Early in her career, Stephanie faced serious financial challenges; so severe that poor money management nearly ended her military service. That moment became a turning point. Determined to rewrite her story, she worked multiple jobs, pursued higher education, and learned firsthand how daily financial habits can either limit or liberate a person’s future.
Her real estate journey led her to become a Licensed Broker, Loan Officer, Notary, and Title Abstractor, creating a true one-stop real estate empire. She flipped properties, managed teams, and built long-term wealth for her family. Along the way, she discovered her true calling: teaching others how to take control of their finances. Stephanie has traveled the world from Asia to Europe, including, Germany, Netherlands, Italy, Spain, and England educating military members, veterans, and families on personal finance, entrepreneurship, and financial stability.
Thousands have attended her workshops, drawn to her practical, judgment-free approach to money. This work marks the beginning of her newest journey as an author and the expansion of The 4Leaf Clover Financial System, built to inspire, educate, and lead with impact. Through this book, Stephanie invites readers to believe that financial wellness is possible; for themselves and for generations to come.
Stephanie Glover
, MBA, M.S. Finance
Author, Veteran, Entrepreneur and Financial Educator
Stephanie earned a Bachelor’s degree in Human Resources and later an MBA with a concentration in Finance, blending real world experience with formal education. After leaving the Air Force to support her husband’s military officer career and raise their three children, she transitioned into entrepreneurship opening two brick-and-mortar retail stores in two different states, owning and operating three restaurant franchises across multiple states, building a direct sales company with over 100 consultants, and ultimately discovering her passion in real estate.
service. That moment became a turning point. Determined to rewrite her story, she worked multiple jobs, pursued higher education, and learned firsthand how daily financial habits can either limit or liberate a person’s future.
Stephanie earned a Bachelor’s degree in Human Resources and later an MBA with a concentration in Finance, blending real world experience with formal education. After leaving the Air Force to support her husband’s military officer career and raise their three children, she transitioned into entrepreneurship opening two brick-and-mortar retail stores in two different states, owning and operating three restaurant franchises across multiple states, building a direct sales company with over 100 consultants, and ultimately discovering her passion in real estate.
Her real estate journey led her to become a Licensed Broker, Loan Officer, Notary, and Title Abstractor, creating a true one-stop real estate empire. She flipped properties, managed teams, and built long-term wealth for her family. Along the way, she discovered her true calling: teaching others how to take control of their finances.
Stephanie has traveled the world from Asia to Europe, including, Germany, Netherlands, Italy, Spain, and England educating military members, veterans, and families on personal finance, entrepreneurship, and financial stability. Thousands have attended her workshops, drawn to her practical, judgment-free approach to money.
The 4Leaf Clover is the culmination of that journey. This book is about peace of mind and creating financial wellness through simple, intentional daily habits. Stephanie believes managing money shouldn’t feel overwhelming or stressful; it should feel empowering.
Available on Amazon Februrary 24th, 2026
Stephanie Glover
, MBA, M.S. Finance
Author, Veteran, Entrepreneur and Financial Educator
Meet The Author
Stephanie Glover is a veteran, entrepreneur, educator, and financial wellness advocate whose life journey shaped the foundation of the 4Leaf Clover Financial System. Her story is not one of perfection, but one of growth, discipline, and transformation.
The 4Leaf Clover is the culmination of that journey. This book is about peace of mind and creating financial wellness through simple, intentional daily habits. Stephanie believes managing money shouldn’t feel overwhelming or stressful; it should feel empowering. is a veteran, entrepreneur, educator, and financial wellness advocate whose life journey shaped the foundation of the 4Leaf Clover Financial System. Her story is not one of perfection, but one of growth, discipline, and transformation.
After graduating high school, she entered the United States Air Force,serving as a Human Resource (HR) Specialist where she helped design and manage HR programs for Airmen and their families.
Early in her career, Stephanie faced serious financial challenges; so severe that poor money management nearly ended her military service. That moment became a turning point. Determined to rewrite her story, she worked multiple jobs, pursued higher education, and learned firsthand how daily financial habits can either limit or liberate a person’s future.
Her real estate journey led her to become a Licensed Broker, Loan Officer, Notary, and Title Abstractor, creating a true one-stop real estate empire. She flipped properties, managed teams, and built long-term wealth for her family. Along the way, she discovered her true calling: teaching others how to take control of their finances. Stephanie has traveled the world from Asia to Europe, including, Germany, Netherlands, Italy, Spain, and England educating military members, veterans, and families on personal finance, entrepreneurship, and financial stability.
Thousands have attended her workshops, drawn to her practical, judgment-free approach to money. This work marks the beginning of her newest journey as an author and the expansion of The 4Leaf Clover Financial System, built to inspire, educate, and lead with impact. Through this book, Stephanie invites readers to believe that financial wellness is possible; for themselves and for generations to come.
Stephanie earned a Bachelor’s degree in Human Resources and later an MBA with a concentration in Finance, blending real world experience with formal education. After leaving the Air Force to support her husband’s military officer career and raise their three children, she transitioned into entrepreneurship opening two brick-and-mortar retail stores in two different states, owning and operating three restaurant franchises across multiple states, building a direct sales company with over 100 consultants, and ultimately discovering her passion in real estate.
That moment became a turning point. Determined to rewrite her story, she worked multiple jobs, pursued higher education, and learned firsthand how daily financial habits can either limit or liberate a person’s future.
Stephanie earned a Bachelor’s degree in Human Resources and later an MBA with a concentration in Finance, blending real world experience with formal education. After leaving the Air Force to support her husband’s military officer career and raise their three children, she transitioned into entrepreneurship opening two brick-and-mortar retail stores in two different states, owning and operating three restaurant franchises across multiple states, building a direct sales company with over 100 consultants, and ultimately discovering her passion in real estate.
Her real estate journey led her to become a Licensed Broker, Loan Officer, Notary, and Title Abstractor, creating a true one-stop real estate empire. She flipped properties, managed teams, and built long-term wealth for her family. Along the way, she discovered her true calling: teaching others how to take control of their finances.
Stephanie has traveled the world from Asia to Europe, including, Germany, Netherlands, Italy, Spain, and England educating military members, veterans, and families on personal finance, entrepreneurship, and financial stability. Thousands have attended her workshops, drawn to her practical, judgment-free approach to money.
The 4Leaf Clover is the culmination of that journey. This book is about peace of mind and creating financial wellness through simple, intentional daily habits. Stephanie believes managing money shouldn’t feel overwhelming or stressful; it should feel empowering.
After graduating high school, she entered the United States Air Force,serving as a Human Resource (HR) Specialist where she helped design and manage HR programs for Airmen and their families. Early in her career, Stephanie faced serious financial challenges; so severe that poor money management nearly ended her military service.
